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Home Loans - Repair Your Credit Before You Buy


Before you take out a home loan or make any major purchase, you should be aware that any prospective lender will want to take a look at your credit report. Your credit report is a record of all of your past financial dealings, and any loans, credit cards, judgements, bankruptcies or other major financial transactions are listed there.

Choosing the Best Low Interest Credit Card


With so many low interest credit cards on offer, how do you know which one to choose? Here is a brief guide for choosing your low interest credit card.The Chase Manhattan MasterCard is a great choice, for those with an excellent credit rating.

Free Credit Report - A Website Typo Could Be Costly


In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus - Experian, Trans Union, and Equifax, per year.

What is Credit Repair and How Can It Help You?


There are millions of consumer credit reports on file from mainly three major reporting bureaus which include Trans Union, Experian, and Equifax. These credit gathering agencies store huge amounts of data about every person that takes out a loan, credit card, or any other line of credit.

Credit Score - for Scoring the Right Loan


Somebody once said, "There is always a way of knowing your limitations and going beyond it." It is fundamentally true with respect of credit score.

Identity Theft - Guard Your Childrens Social Security Numbers


Identity theft is a growing concern among Americans, and rates among the top five complaints received by states' Attorney General's offices. A stolen identity can lead to tens of thousands of dollars worth of debt in the victim's name and it can take years to completely undo the damage done to the victim's credit report.

Credit Problems? Heres How to Manage Your Creditors


If you find that creditors are calling you almost daily or that one of more of your bills has been turned over to a collection agency, you should know how to manage your debts.First, prioritize then or rank them in terms of the ones that can give you the most trouble the soonest.

Credit Report - Look Out for Your Debit Report, Too


Most consumers are aware that there are companies that keep track of their personal financial transactions - installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the three main credit bureaus into a credit report, which is available upon request by lenders, employers and anyone else with whom a consumer might do business.

Which Citi Mastercard Is Right For You?


You've decided to apply for a Citi MasterCard, but with so many different cards to choose from, how do you know which one is right for you? Here is a brief guide to the different types of MasterCard available from Citibank.A great MasterCard program is the Citi Platinum Select Card.

Credit Cards Can Help You Get Out Of Debt


Your credit rating / credit score is based upon how you have dealt with credit previously. If you have always paid the full amount owing and never missed a payment then your credit score will be high.

Automobile Credit Report


When applying for a loan to purchase a car, the lender will want to take a look at a person's auto credit report. Credit reports tell lenders all they need to know about granting a loan to all applicants.

What You Need to Know about Debt Negotiation on Credit Cards


Debt negotiation on credit cards is often referred to as credit card debt settlement. Whenever you make a credit card payment- or even pay your utility bills- it usually gets reported to one- or all- of the three main credit agencies.

It Takes Credit To Build Credit


Using a credit card wisely is an important step in building a good credit rating. If you're trying to re-build your credit or if you're young and just starting out, pay close attention the next time you receive a new card offer in the mail.

Identity Theft - Additional Protection for Soldiers on Active Duty


Congress passed the Fair Credit Reporting Act several years ago in an attempt to smooth out some problems in the credit reporting industry. The best known provision of this Act is one that permits Americans to receive a free copy of their credit reports from each of the three main credit bureaus once per year.

Choosing The Best Credit Card To Apply For


Always shop around to get the best deal when choosing which credit card to apply for. If you don't do your due diligence you could end up with a card that has too high of an interest rate, that has an unnecessarily high annual membership fee, etc.

More Articles from Credit Information:
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MORE RESOURCES:

International Business Times

Greek Credit Downgraded Even With Bailout
Voice of America
February 22, 2012 Greek Credit Downgraded Even With Bailout VOA News The Fitch financial services company is again downgrading the credit rating of Greece, saying that the debt-ridden country is "highly likely" to default on its financial obligations ...
Greece's credit rating downgraded further into junk statusToronto Star
Fitch cuts Greece's credit rating two notches to 'C'Economic Times
Fitch Downgrades Greece: “Default is Highly Likely in the Near Term”International Business Times
Reuters Blogs (blog) -San Francisco Chronicle
all 559 news articles »


Plain Dealer

TransUnion: 4Q Credit Card Delinquencies Book Lowest Year-End Rate Since '95
Wall Street Journal
The US credit card delinquency rate closed out 2011 at the lowest year-end level since 1995, according to credit data firm TransUnion. The rate, reflecting the ratio of borrowers 90 days or more past due, came in at 0.78% in the fourth quarter, ...
U.S. Credit Card Delinquencies May Be On The RiseNASDAQ
TransUnion: National Credit Card Delinquencies End 2011 Nearly 5% Lower Than ...MarketWatch (press release)
Number of new credit card accounts jumps 14 percent in 2011 as lenders ease ...Washington Post

all 111 news articles »


American Eagle Federal Credit Union Maximizes Staff Scheduling Using Verint ...
MarketWatch (press release)
MELVILLE, NY, Feb 22, 2012 (BUSINESS WIRE) -- Verint(R) Systems (NASDAQ:VRNT) today announced that American Eagle Federal Credit Union (AEFCU)--a full-service, not-for-profit financial institution--is experiencing business and operational benefits from ...

and more »


The Birmingham News - al.com (blog)

Charlotte consumers' credit-card debt down 8 percent in 2011
Charlotte Business Journal
Equifax says consumers in the Charlotte area have reduced their credit-card debt by 8 percent. Charlotte consumers have reduced the percentage of their income owed to credit-card companies by nearly 8 percent during the past year, according to a new ...
Credit Card Debt is Up, Consumer Wages Are Not: If You Are Taking On Debt ...PR Web (press release)
Worcester Credit Card Debt FallsWorcester Business Journal
Bankrate: Only 54% of Americans Have More Emergency Savings than Credit Card DebtBradenton Herald
New York Times (blog) -InsideARM -The Birmingham News - al.com (blog)
all 49 news articles »


Bloomberg

Ex-Credit Agricole Banker Says Complaint Over Boss Led to Firing
BusinessWeek
22 (Bloomberg) -- A senior investment banker at Credit Agricole SA told a London tribunal he was threatened and asked to quit after reporting his manager to human resources. Edward Willems, the French lender's former deputy head of fixed-income markets ...
Ex-Credit Agricole Banker Uses Whistle-Blower Rule in SuitSan Francisco Chronicle
Edward Willems, Whistleblower, Sues Credit Agricole Over 'Inappropriately Low ...Huffington Post

all 9 news articles »


CBS Local

(credit: Nathaniel S. Butler/NBAE via Getty Images)
CBS Local
He could have waited and joined the Knicks as a free agent with their core intact, and those holding that against him are likely the ones behind the occasional groaning at the Garden when Anthony launches an ill-advised shot. ( credit : Nathaniel S ...
Photo credit: Jeremy Lin/GettyamNY

all 6,787 news articles »


Colo5 to House GTE Federal Credit Union Data Center Operations
MarketWatch (press release)
22, 2012 /PRNewswire via COMTEX/ -- Colo5, LLC, a leading independent data center operator headquartered in Jacksonville, Florida, announced it will provide comprehensive Colocation/Disaster Recovery services to GTE Federal Credit Union.

and more »


New York Times

Sovereign Credit Risk Increases to One-Month High in Europe
BusinessWeek
22 (Bloomberg) -- The cost of insuring against default on European sovereign debt rose to the highest in a month, according to traders of credit-default swaps. The Markit iTraxx SovX Western Europe Index of swaps on 15 governments increased 11 basis ...
Greek Crisis Raises New Fears Over Credit-Default SwapsNew York Times
Sovereign, Corporate Bond Risk Rises, Credit-Default Swaps ShowBloomberg
Greece's debt restructuring brings credit default swaps into spotlightEconomic Times
Reuters Blogs (blog)
all 13 news articles »


The Consumerist

Credit Stocks Needn't Fear the CFPB
Investorplace.com
The concern is that, being an Obama appointee, he'll use regulatory fiat to choke off businesses that operate in subprime credit and debt collection. This would be unfortunate, because investors looking for high-growth stocks with the potential for big ...
CFPB Takes Aim at Debt Collectors, Credit Reporting Agencies: A new proposed ...Chicago Tribune
Consumer Protection Bureau Proposes Oversight of Credit Reports and Debt ...MarketWatch (press release)
Feds Target Debt Collectors, Credit Reporting AgenciesLoanSafe
The Consumerist -Patch.com
all 236 news articles »


KGO-TV

Jamba Juice buys Talbott Teas
Chicago Tribune
Two years ago, Shane Talbott was like many struggling small-business owners: He couldn't get a line of credit from the bank. Now he doesn't need one. His budding specialty tea company, Talbott Teas, was purchased by California-based smoothie-maker ...
Jamba Announces New $6.0 Million Credit AgreementMarketWatch (press release)

all 20 news articles »

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